The complete guide to taking payments for your new business

Opening a new business? Here’s how to choose the right way to take payments, from the counter to the table to online, and what to check before you sign anything.

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The complete guide to taking payments for your new business

Choosing how you’ll take payments is one of the first decisions a new business makes, and one of the easiest to get wrong. Get it right and payments just happen. Get it wrong and you’re stuck in a contract with kit that doesn’t suit how you trade. Here’s how I help new businesses decide.

Starting a new business? Never taken card payments before? Craig explains everything in plain English and gets you set up. Here’s how it works →

Start with how you’ll sell

Match the device to where the payment happens:

  • At a counter or till: Dojo Go Max (portable, with a printer and 4G) or Dojo Wired (mains-powered, for fixed tills and kiosks).
  • At the table: Dojo Pocket takes the order and the payment in one handheld device.
  • On the move: Tap to Pay on iPhone turns your phone into a contactless card machine.
  • Online or by phone: online checkout for your website, and payment links you can send by text, email or WhatsApp.

Plan for when the internet drops

New premises often have patchy Wi-Fi. Make sure your card machine can fall back to 4G automatically. Dojo’s portable machines do, so you keep taking payments whatever happens to your broadband.

Think about your till

If you’ll use an EPOS system, choose card machines that integrate with it. Amounts go straight to the machine, so there’s no keying, fewer mistakes and faster cashing up. Dojo integrates with 450+ EPOS systems.

Understand the costs before you sign

Ask for the full picture: transaction rates, authorisation fees, terminal rental, monthly charges and contract length. We don’t tie you in: you can choose a flexible 12-month or 30-day rolling contract, which matters when you’re new and your volumes are still changing.

Make sure someone will pick up the phone

When something goes wrong on your opening weekend, you need an answer, not a ticket number. That’s the part I add: I visit, set you up, show your team how it works and stay your point of contact afterwards.

“Craig showed us the machines, how they’d be set up, how it works, which was fantastic.”

Sam Livesey, Director, Livesey’s Butchers, Preston Market

Your checklist

  • Devices that match where you take payment
  • Automatic 4G back-up
  • EPOS integration, if you have a till
  • Clear, all-in pricing and no long tie-in
  • Fast settlement for your cash flow
  • One person to call for support

Questions

A business bank account, a payment provider account and a way to take payment: a card machine, Tap to Pay on iPhone, online checkout or payment links.

Yes. Once you’re set up with Dojo, Tap to Pay on iPhone and payment links let you take payments with just your phone.

It depends on your setup, but Craig handles the application, setup and training so you can start as quickly as possible.

Opening soon? Craig can get your card payments set up before your first customer walks in. See how it works →

Opening soon?

Tell me about your new business and I’ll recommend the right setup, with no obligation.

Talk to Craig

Quick question? Send Craig a message. Want a detailed, line-by-line comparison? Start a free savings review →

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